Corporate Governance Rating Using Data and Information Acquisition Methods in Credit Relationships

Objective of Training

This training programme has been developed to assist participants in analysing companies' financial situations using practical methods during the allocation file preparation process, thereby streamlining the procedures for both the branch and the relevant allocation authority. Unlike traditional financial analysis, this programme enables a preliminary allocation process to be carried out at the very beginning of the allocation process. As soon as the financial data is obtained, a brief check is performed using definitive/provisional trial balances to estimate the company's approximate rating. This allows for the correct limit and collateral requirements to be determined, thereby significantly reducing the workload of the allocation units. (The training is prepared in accordance with the scope of the "Credit Rating" licence issued by the Capital Markets Board (SPK) and is tailored to real banking cases.)